Some Chase Freedom cardholders have received an upgrade offer by email: upgrade to Sapphire Preferred and earn either $95 or 10,000 points. If you’re interested, check your email, since you need to click through from the email itself.
Some readers may worry whether upgrading will affect their ability to earn a future Sapphire welcome bonus. According to Chase’s terms, the Sapphire card language says that if you have received a welcome bonus within the past 48 months, that will affect eligibility. In theory, this kind of upgrade bonus should not count as a new-card welcome bonus.
