Sun East FCU is currently offering 6-month and 9-month CDs with 4.00% APY. Since a CD lets you lock in the rate, this is still worth considering. You need to spend $10 to join the Sun East Foundation in order to purchase the CD.
If you have questions about CDs, you can refer to:
Note that this institution is a credit union, so it is not covered by the FDIC. Instead, it is insured by the NCUA, also up to $250,000.