Rakuten is currently offering 100% cash back on Incogni. If your Rakuten account is set to earn Membership Rewards points, you can get 100x points instead. Valuing Membership Rewards at a floor of 1.1 cents per point via cashout through Schwab, this seems to come out slightly ahead. Also, Rakuten points can currently be transferred to Bilt points at a limited-time 1:1 ratio, which is quite valuable as well.

Be sure to sign up for Rakuten first. There is currently a $50/5,000 signup bonus.

You can choose the most expensive plan. Incogni also comes with a 30-day unconditional refund policy, so even if Rakuten does not track, you can just request a refund directly, meaning there is basically little to no downside.

30-day money-back guarantee on all Incogni plans

If we don’t meet your expectations, contact our 24/7 Customer Support Team within 30 days of signing up, and we’ll refund the full amount paid.

Some readers in our Knowledge Planet community have tested this deal, and the tracking worked smoothly.