PointCard is a debit card with a high annual fee, but it used to regularly offer many strong spending cashback deals. As many readers may have noticed, PointCard’s offers have gotten much worse recently, so there is not much value left, yet it still charges a $99 annual fee, which is quite unreasonable in today’s market. Today, the author received an email saying that PointCard’s annual fee will be suspended until further notice by email.

Hopefully PointCard will use this time to reflect and improve its service. Otherwise, the author is also prepared to close the account rather than pay the annual fee.