PayPal has recently launched a Pay in 4 promotion: check out with Pay in 4 at any merchant that accepts PayPal and get 20% cash back, which can be withdrawn as cash. PayPal will do a soft pull, not a hard pull, so there is no need to worry about any impact on your credit score.
Details
Offer link: Activate here
You must activate the offer before participating. This offer expires on December 8, 2025. You can earn up to $250 cash back per transaction, which means eligible purchases of up to $1,250 per transaction. Here are a few important points to note:
- Eligible purchases: Only purchases completed during the promotional period using Pay in 4 or Pay Monthly will qualify. Purchases will not qualify in certain situations, including:
- Any purchase still marked as “pending” when the promotion ends;
- Transactions where the down payment failed to process;
- Purchases made using other payment methods;
- Purchases made with merchants that enrolled in Pay Later within 30 days before the promotion began;
- Purchases involving nonprofits, gambling, brokerage transactions, foreign exchange/money orders, and stored-value cards.
For more details, click here to view the latest terms and conditions: PayPal Offer Terms.
Summary
This deal is basically free money. If you are not sure what to buy, you could consider stocking up on some gift cards.