Onjuno is a virtual checking account that I like a lot—you can basically come out ahead every year just by having the card. For more on Onjuno, there is now a record-high signup bonus here:

The current signup bonus is $100 and requires DD of $250.

Onjuno recently increased the deposit interest rate on its cryptocurrency USDC (a cryptocurrency pegged to the US dollar) to 6%. If interested, you can deposit some appropriately.