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A quick look shows that several limited-time credit card welcome offers are set to expire on October 22, 2025, though there’s a small chance some could be extended. If you like applying right before the deadline, now’s the time.

“Limited-time” Chase IHG Premier (165,000 points)

  • This is also a card you can keep long term, since the annual free night certificate can basically offset the annual fee.
  • Usually this card’s offer is a free night certificate that expires in one year, and it comes with a cap on the redemption level. If you redeem at a lower level, you’re leaving value on the table. If you want to redeem at a higher level, sometimes you can’t even top off with points.
  • This all-points bonus is actually very good. The points never expire, so you can use them whenever you want. There’s also no redemption-level cap.

Chase IHG Premier Credit Card

Annual free night certificate + $50 flight credit!

  • Welcome bonus: 140,000 IHG points (spend $3,000 in 3 months)
  • Rewards: 10x on IHG purchases; 5x on travel, gas, and dining; 3x on all other purchases
  • Redemption: Redeem at IHG hotels, worth 0.6 cpp
  • Annual fee: $99
  • Apply now>>

Chase often shows slightly different expiration dates through different channels, so it’s safer to apply before the 22nd. After that, it may drop to 100,000 points.

“Limited-time” Chase IHG Traveler (2 50,000-point free night certificates + 40,000 points)

  • This is also a card you can keep long term, since the annual free night certificate can basically offset the annual fee.
  • This bonus is pretty unusual and is arguably the best-ever offer on this card. That said, compared side by side, I’d still recommend going with the Premier, which gives an annual free night certificate every year.
  • If you really want a no-annual-fee option, this is the one to choose.

Chase IHG Traveler Credit Card

No annual fee IHG co-branded card

  • Welcome bonus: 90,000 IHG points (spend $2,000 in three months) + 35,000 IHG points (spend $4,000 in six months)
  • Rewards: 5x on IHG purchases; 3x at restaurants, gas stations, and on monthly bills (utilities, internet, phone, streaming); 2x on all other purchases
  • Redemption: Redeem for IHG hotels, valued at 0.6 cpp
  • Annual fee: $0
  • Apply now>>

Chase often shows slightly different expiration dates through different channels, so it’s safer to apply before the 22nd. After that, it will probably drop to 60,000 points.

“Best ever” Chase IHG Business (200,000 points)

  • This card also gives an annual free night certificate every year, plus a $50 airline credit.
  • A 200,000-point bonus on a business card like this is pretty rare and doesn’t come around often.

Chase IHG Business Credit Card

One free night certificate every year + $50 in United TravelBank cash!

  • Welcome bonus: 140,000 IHG points (spend $4,000 in three months)
  • Rewards: 10x on IHG purchases; 5x on travel, gas stations, dining, and business purchases (office supplies, advertising); 3x on all other purchases
  • Redemption: Redeem for IHG hotels, worth about 0.6 cpp
  • Annual fee: $99
  • Apply now>>

Chase often shows slightly different expiration dates through different channels, so it’s safer to apply before the 22nd. After that, it will probably revert to the previous 140,000-point offer.

“Limited-time” AMEX Marriott Bonvoy Business (125,000 points)

  • It comes with an annual free night certificate, so if you can use it, this can be a good long-term keeper card.
  • This card is also great for a two-card setup, since holding both the personal and business versions lets you stack elite night credits.

AMEX Marriott Bonvoy Business Credit Card

Complimentary Gold elite status; one luxury hotel free night every year!

  • Welcome bonus: 75,000 points (spend $6,000 in 6 months) + 50,000 (spend another $3,000 in 6 months)
  • Rewards: 6x at SPG/Marriott hotels, 4x on dining, gas, and wireless phone service, 2x on all other purchases
  • Redemption: Redeem at SPG/Marriott/Ritz-Carlton properties, or transfer to airline miles at up to a 3:1.25 ratio
  • Annual fee: $125
  • Apply now>>

AMEX offer expiration dates are usually pretty exact, so the bonus should change after October 22 (likely to 85,000 points).

“Limited-time” Chase Southwest Performance Business (120,000 points)

  • Meet the spending requirement and you’ll directly have enough for Companion Pass, which effectively doubles the value of your points.
  • Pairing this with a personal card to earn Companion Pass can be very worthwhile.

Chase Southwest Performance Business Credit Card

Southwest business premium card with 9,000 bonus points every year!

  • Welcome bonus: 80,000 Southwest miles (spend $5,000 in the first 3 months)
  • Rewards: 3x on Southwest purchases; 2x on advertising purchases, internet, cable TV, phone services, gas, and dining; 1x on all other purchases
  • Redemption: Redeemable for Southwest flights, with points worth about 1.5 cents each
  • Annual fee: $299
  • Apply now>>

Chase often shows slightly different expiration dates through different channels, so it’s safer to apply before the 22nd. After that, it will likely drop to 80,000 points.