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Got an email from Discover: add an authorized user and make one purchase by March 21 to get a $25 cashback bonus. The offer can only be used once per account. The $25 is credited within 3 billing cycles. I received this offer on both of my cards, so I imagine many people got it too. Check your email—if you don’t have it, don’t add one. These are usually targeted offers.
1 Get $25 Cashback Bonus® after you add an Authorized User and make a purchase by 3/21/22. Only purchases made after the Authorized User is added will count towards the offer. In order for a purchase to qualify the transaction date must be before or on the last day of the offer. Offer is limited to one Authorized User $25 Cashback Bonus® promotion per account. Once promotion details are met, cash back will be credited to your account within three billing cycles.
Authorized users are also reported to the credit bureaus, which can help people with shorter credit histories build credit. But if the primary cardholder has unpaid balances, it can also affect the authorized user’s credit history, too.
2 Primary account holder is responsible for all charges made by the Authorized User (s) . Discover reports the account credit history to the three major credit bureaus as to you and the Authorized User. This can help build the Authorized User’s credit history if used responsibly. Late payments, delinquencies, or other derogatory activity with your credit card accounts and loans may adversely impact yours and the Authorized User’s ability to build credit.