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Virgin America Premium Credit Card
If you frequently fly with Virgin America (Virgin America, VX), this is a credit card worth considering. It is the more premium of the two co-branded credit cards issued for Virgin America, and it offers a range of perks when flying with the airline. Virgin America’s credit cards are issued in partnership with the small bank Comenity Bank.
【Application Link】 Comenity Virgin America Premium Credit Card
【Welcome Bonus】Earn 15,000 Virgin America Elevate Rewards points after spending $1,000 within the first 90 days of account opening.
【Annual Fee】$149, not waived for the first year.
Virgin America Premium Credit Card Benefits
- The spending requirement for the welcome bonus is relatively low. 15,000 miles can be redeemed for about $300 in Virgin America airfare.
- Earn 3x Elevate points on Virgin America purchases and 1x Elevate points on all other purchases.
- If you use this card to purchase Virgin America tickets, even non-refundable tickets can be changed or canceled for free. This benefit only applies to your own ticket; it does not apply when you buy tickets for other people.
- On Virgin America flights, you get priority boarding and one free checked bag.
- Each calendar year, for every $10,000 spent, you earn 5,000 Elevate status points toward Virgin America elite status. You can earn up to 15,000 Elevate status points this way.
- After opening the card, each time you pay the annual fee you will receive one $150 Companion discount certificate, which can be used for Virgin America round-trip flights.
- You get 20% off purchases on Virgin America’s in-flight entertainment system, but this does not apply to Gogo in-flight Wi-Fi.
- No foreign transaction fee.
- The card design is very premium and stylish, and it looks impressive when you pull it out to pay.
- As long as you hold this credit card, your Virgin America Elevate points will never expire.
Virgin America Premium Credit Card Drawbacks
- If you do not fly Virgin America very often, it will be hard to get enough value from the $149 annual fee.
- Relatively speaking, the welcome bonus on this card is not especially exciting.
【Application Link】 Comenity Virgin America Premium Credit Card
Should You Apply?
If you fly Virgin America frequently, the benefits on this card can absolutely justify the annual fee. The $150 annual companion discount certificate alone is already worth more than the annual fee on its face. Another especially interesting perk is free cancellations and changes, though of course you still need to pay any fare difference. This benefit is almost unheard of among credit cards. Only Southwest Airlines (Southwest, WN) has a similarly generous policy, though not specifically for credit card holders. If you check bags, Virgin America charges $25 per checked bag, so after a few flights you can easily come out ahead. We recommend this card for people who fly the airline often. Have you applied for the Virgin America Premium Credit Card? Feel free to share your experience with everyone.