Chase Freedom family has added new categories: Department Store and Wholesale Club as new Pay Yourself Back categories. Redeeming points for purchases in these two categories can get you a 10% bonus. For example, 100 UR can be redeemed for $1.10 toward purchases. Unfortunately, only the Freedom family has them; I checked CSP and CSR and neither has these two categories, which is really disappointing. Although it’s a small improvement, I still don’t recommend using UR at just 1.1 c/p, since premium cards can boost the value to 1.5 c/p.
