Chase Freedom Flex (CFF) is a new Chase credit card launched to replace the old Chase Freedom. The main features of this card are:
- 5% cash back on quarterly categories (up to $1,500)
- 5% cash back on travel booked through Chase Ultimate Rewards
- 3% cash back on dining
- 3% cash back at drugstores
- 5% cash back on Lyft through March 2022
- Unlimited 1% cash back on all other purchases
- Chase Freedom Flex (CFF) application link (20,000 UR welcome bonus)
In addition, due to the pandemic, newly opened CFF cards this year also earn 5% cash back at grocery stores, up to $12,000 in spending, for a maximum of $600 back on grocery store purchases. For a detailed introduction to this card, see Chase Freedom Flex Credit Card [New launch, quarterly 5x + first-year grocery 5%; dining and drugstores 3x; no annual fee].
According to a reader data point, paying with CFF via PayPal Key can generate 9% cash back. The reader’s shopping rewards record is shown below:
The reader bought a protein powder product on RebateKey for $199.99 with no tax, and RebateKey offered 100% cash back. (We will introduce RebateKey in more detail later. It is a shopping/review platform that basically sends you to Amazon through its links to buy designated products and then receive cash back. The first time, you need to wait 35 days to receive a check mailed by RebateKey; after your address is verified, you can cash out directly to your PayPal account. Most products have large discounts, and some products are 100% cash back.) Since Freedom Flex has 5% back on PayPal this quarter, and the purchase also coded as grocery store, the rewards stacked to 9%. So in principle, if you check out through PayPal Key and the purchase is recognized as a grocery store transaction, you can stack an extra 5% cash back, bringing the total to 9%. If you currently have the CFF card, don’t miss this opportunity. More data points are also welcome in the comments for reference.
For more on PayPal Key, see: