Bank of America has officially launched its credit card referral program. Eligible cardholders can invite new applicants through a dedicated referral link, and if the applicant is approved, the referrer can earn a $100 bonus. Program rules:

  • Earn $100 for each successfully referred and approved card
  • Up to 5 referral bonuses per year
  • Annual bonus cap of $500
  • The referred applicant must submit the application through the referrer's unique link
  • Referral bonuses will be paid approximately 60 days after the application is approved
  • The referred applicant can still receive the standard welcome offer (SUB) for the credit card

The following credit cards are currently eligible for referrals:

  • BankAmericard
  • Customized Cash Rewards
  • Premium Rewards
  • Travel Rewards
  • Unlimited Cash Rewards

Users can now log in to their Bank of America account and check their referral eligibility on the designated page. You can also open the relevant credit card page in the mobile app or after logging in on the website, then look for the referral entry in the lower-right corner of the page.