AMEX Membership Rewards’ Amazon sitewide discount is back again, and this time it expires on December 31! There are several versions with 15%/30%/40%/50% off, up to $15/$30/$60/$80 off. Note that the number of MR points required is different for each offer, so be sure to read the details carefully. Once you factor in the discount, it’s definitely a good deal. Everyone should save the offer to their Amazon account as soon as possible!

The AMEX Reward Dollar promotion is back as well. If you use $3 in cash back from an AMEX cash-back card, you can activate a 10%/30%/40%/50% Amazon sitewide discount, with savings of up to $80. AMEX cash-back cards include Blue Cash Everyday/Preferred, Cash Magnet, and business cards, and they should all qualify. Expires August 31, 2026.

Other Chase, US Bank, and Capital One offers may also refresh, so you can try the older links below too! I checked a few, and they all told me to come back later.

Also, based on suggestions from group members, if you don’t see this offer, you can try the method below:

  • Delete all AMEX/Discover credit cards saved in your Amazon account,
  • After deleting them, do not click any offer activation links; wait about 3 days before adding the card back
  • Add an AMEX card that earns Membership Rewards / a Discover card
  • Go to the Shop With Points page and complete the card linking
  • After that, do not click any offer activation links; wait about 3 days before trying again
  • Visit the offer links above again

Introduction to Shop With Points

On Amazon, you can use credit card points or cash back directly to pay. The available points and redemption rates are as follows:

  • Discover cash back: $1 cash back = $1 Amazon
  • Chase Ultimate Rewards: 100 Ultimate Rewards = $0.8 Amazon
  • AMEX Membership Rewards: 100 Membership Rewards = $0.7 Amazon
  • Citi ThankYou Points: 100 ThankYou Points = $0.8 Amazon

In general, you really should not use points directly on Amazon. With Discover cash back, if you redeem it to your card first and then spend it, you still earn an extra 1% credit card cash back. Chase Ultimate Rewards can be redeemed for cash at 100:1, so using them on Amazon at only 0.8 is a terrible deal. In addition, Citi ThankYou Points, AMEX Membership Rewards, and Chase Ultimate Rewards can, under certain conditions, be transferred to airline miles or hotel points, where their value is far higher than 0.8.

Of course, there are a few special cases where redeeming can make sense, such as:

  • Cash out leftover points when closing an account
  • Your account is being closed and you need to quickly redeem the remaining points
  • There is a points redemption promotion, such as $25 off $50

This article mainly introduces the current Shop With Points promotions.

Capital One Rewards has now officially joined Amazon Shop With Points. If you hold a qualifying card shown below, you can register now. Based on how Amazon works, it won’t be long before there’s a promotion that gives a discount for using 1 Capital One Rewards point.

Now BofA and US Bank have also joined, and the rate is 1:1

How to use it

  • Select the points you want to use (AMEX Membership Rewards is used here as an example), then click Get Started
  • After signing in, you can see the AMEX Pay With Points card that can be registered. If you don’t see it, you can register a new card yourself. Note that only AMEX cards that earn Membership Rewards can be added; cash-back cards cannot.
  • After adding it, your current points balance and its Amazon value will be shown
  • Once added, select this card at checkout, and you’ll be able to choose Pay With Points. You can freely adjust the redemption amount, from $0.01 up to the total order amount.
  • Then just place your order

Shop With Points promotions

The most attractive part is probably the Shop With Points promotions that appear from time to time. In the past, offers like $25 off $50 and $10 off $20 have appeared, and they are pretty nice to use. After all, Amazon sells just about everything. For details, see the recent offer summary at the beginning of the article.

Here are some older links that are currently expired. These links sometimes come back, so you can try clicking them from time to time

What used to be a buggy deal now lets you use Hilton points on Amazon at 0.5 cents per point, and you can buy anything. Before, it was only 0.2 cents per point. I strongly suspect this is a bug, so I cashed out all my points for gift cards. Hilton points are generally worth around 0.5 cents per point, so if you redeem them on Amazon, you can just use that valuation without overthinking it. If you don't currently have a need to stay using Hilton points, cashing them out and paying cash for Hilton stays is even easier.

Usage tips

Here are some tips for these offers to help you get the most out of them:

  • These offers need to be activated before use, so if you see one, clip it first
  • If you can't see the offer, try first linking a credit card that can be used with AMEX Membership Rewards points. Then try opening it again.
  • If multiple Amazon accounts have activated the offer, you can use the Membership Rewards points from one AMEX card to get this deal; the card does not need to match the name on the Amazon account. So if you really do not have a Membership Rewards card, borrow one.
  • You do not need to use the full $100 all at once; multiple orders are fine. If you cancel an order, the amount will automatically come back.
  • If you want to use the Amazon gift card balance in your account together with the 20% discount, a simple trick is to add the item you want plus a high-priced item to your cart at checkout (one that is more than the gift card balance). Once you see the 20% discount + gift card + credit card payment at checkout, delete the high-priced item. The end result is gift card balance + 20% discount.
  • Some Black Friday deals are lightning deals, where the discount is applied afterward. This 20% discount may be applied to the price before the discount, so you may end up getting something for free. For example, this Swiss Army knife.
  • These offers are generally only valid for items Sold and ship by Amazon. Most third-party gift cards can also be used with this offer. If you really do not have anything to buy, you can try: third-party gift cards

What if your points are refunded?

Sometimes, if you are not paying attention, you may accidentally use all your points to pay (AMEX only gives 0.7 cents per point in value). If that happens, do not panic. You can try the following ways to get the points back:

  • If you just placed the order and the points have not yet been deducted from your AMEX Membership Rewards account, cancel the order right away. Be careful not to switch to another payment method, or the points may still be deducted first and then refunded later.
  • If the points have already been deducted, you can cancel the order or return/refuse the package from Amazon. However, when Amazon processes the refund, it will not return the points. Instead, it will issue a statement credit based on the item amount. After you receive the refund, contact AMEX customer service (online chat is fine). The representative can remove that statement credit and restore the original points to your Membership Rewards account. If the number of points involved is small, it is probably better not to do this. Returns like this can cause Amazon a fair amount of loss.

If you are worried about accidentally using all your points, it is a good idea to remove the Membership Rewards/Ultimate Rewards/ThankYou Points payment option every time you finish using one of these offers.