Affinity is currently offering a $100 account opening bonus. The Cash Back Debit account also earns 1% cash back on debit card purchases, which makes it a solid option.
You can also fund the account with up to $1,000 using a Visa, Mastercard, or Discover credit card. In addition, when opening a Cash Back Debit account, you can also open a
Smart Savings Account, which offers 3.5% APY on the first $5,000 and is also a pretty good product.
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Offer Overview
- Bonus: $100
- Availability: Nationwide
- Direct deposit requirement: $100+, must be deposited into the Cash Back Debit account within 60 days of account opening
- Other requirements: You must be referred (the link in this post is the author's referral link)
- Hard/soft pull: Soft pull
- ChexSystems inquiry: Unknown
- Credit card funding: Up to $1,000 (Visa, Mastercard, and Discover only)
- Monthly fee: None
- Early account termination fee: None
- Offer expiration date: 9/30/2022
Steps
- Click the application link to go to the bank's webpage, shown below. Enter your email address, then click “Get Started” to begin the application.
- Select the Cash Back Debit account. Another option worth considering is Smart Savings, which offers 3.5% APY on the first $5,000. Note that opening a Smart Savings account is not required to earn the $100 bonus.
- When filling in your personal information, you will be asked whether you are a Permanent Resident. If you select yes, you will be asked to upload your green card. If not, select no, and you will later be asked to upload your passport.
- After entering your basic personal information, you will reach a page asking how you want to fund the account. You can choose a credit card, but the total should not exceed $1,000.
- After submitting the application, the author saw the message below. A few days later, an email arrived requesting a passport upload. After uploading the passport, the account was opened quickly.
About Direct Deposit
As mentioned above, a $100+ direct deposit is required, and it must be deposited into the checking account within 60 days of opening the account. ACH transfers initiated from the following institutions may be able to trigger the direct deposit requirement.
- Ally:
- Brex:
- Charles Schwab
- Coinbase
- Discover
- Fidelity cash
- Kabbage
Summary
Affinity Federal Credit Union is currently offering a $100 account opening bonus. To earn it, you need to complete a $100+ direct deposit within 60 days. The required amount is low, and you may be able to trigger it using transfers from the institutions listed above. You can also fund the account with up to $1,000 by credit card when opening it. Another nice feature is that the account comes with a 1% cash back debit card, which is fairly distinctive. In addition, when opening a Cash Back Debit account, you can also open a
Smart Savings Account, which offers 3.5% APY on the first $5,000.