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Before you know it, the third quarter is almost here, so let’s take a look at which credit cards to use this quarter.

Chase Freedom

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For Q3, Freedom’s 5x UR points categories are restaurants and movie theaters. To be honest, both categories are relatively hard to manufacture spend on naturally; at most, you could buy some restaurant gift cards at restaurants.

Discover it

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Activate here Discover overlapping categories with Chase Freedom is nothing new. In Q3, the Discover it card also offers 5% cash back on restaurants. If you are still in your first year with double cash back, we recommend using your Discover it card.

Citi Dividend

Activate here In Q3, the Citi Dividend card offers 5% cash back on Hilton hotel purchases and airfare. If you do not have a more suitable travel credit card, you can consider using Citi Dividend. Are you ready for this quarter’s bonus categories?