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AMEX Everyday Preferred(EDP)【20k Bonus Points】

Credit Card Review ymlulu 2年前 (2017-08-08) 17799次浏览 0个评论

AMEX Everyday Preferred (EDP) - You're the only mine [2/2 Update: open up to 20k reward card]

[ 2/2 Update now to open the card rewards from the previous 15k MR, increased to 20k MR. For those who want to quickly save by supermarket consumer point change ticket people, it is worth the long-term holders of this card’s annual fee.

AMEX Everyday Preferred (EDP) - You're the only mine [2/2 Update: open up to 20k reward card]

Contents Show ]

AMEX EveryDay Preferred Card Description:

1. The card location:

  • Long-term holding (cost $ 95 / year) supermarkets, high fuel consumption; no reward high consumption categories; want to quickly save points in exchange for tickets; AMEX Offer lovers
  • Short-term holding (cost $ 95, return about $ 1000 +): get the rewards card open, the first year of brush over the supermarket 6k, 6k painted over before the second year annual fee. They will receive a total of 74k MR, ANA Sino-US exchange tickets more than enough.

2. Basic Features

  • Open card reward: 20 k Membership Rewards
  • MR Points accumulated credit card: in supermarket 4.5X points (credit card more than 30 times, or 3X); fuel consumption 3X points (credit card more than 30 times, or 2X); other consumer cashback 1.5X points (credit card more than 30 times, or 1X)
  • MR Redeem: can be exchanged for a number of air miles, hotel points; can be used to pay bills, AMAZON, McDonald’s, consumption in the official website Mall, redeem gift cards
  • Annual fee of $ 95 (the first year can not help)

3. Highlights

  • Save of the MR ( Membership Rewards )
  • High consumer rebate
    • Brush thirty times, this card becomes a very scary card. Has to buy food, fuel rebate perennial constant high power (calculated as the value of 2C points, equivalent to 9% supermarkets, fuel cashback 6%).
    • The main other discretionary spending 1.5X (equivalent to 3% cash back), so you pay the insurance, tuition, other consumer feedback have anytime, anywhere.
  • AMEX Kafu Li
    • AMEX offer: What? amazon 20 back full 20? Wal-Mart 15-5? Pay the bill 75-10? AMEX cardholders often generous to send some good Offer, allows you to get a cash bonus at the same time consumption. Referring specifically AMEX OFFER explain .
    • Amount to high: AMEX for customers are very generous, often higher than other banks give more credit. When I apply directly to the $ 10,000, and scared me
    • Three times the amount raised: AMEX card in the first 61 days after the cardholder can go to three times the original amount of increase through the official website.
    • Free Shoprunner Member: You can enjoy more than two days to the point of online shopping with free shipping details please read: official website link
    • Extended warranty: Using the full amount AMEX card to buy things, factory warranty period is automatically extended for another year
    • Free reports: some users can check free credit scores can get one free credit report per year

4. shortcomings

  • Save points can not be 1: 1 convertible into cash (who would be so foolish as the high value of MR points 1: 1 into cash it)
  • Brush 30 times a month a little tired (really, but if you do not brush over the number of times the problem can be solved by purchasing $ 0.5 amazon gift card; in fact, a cup of coffee a day to get it)

I am with this card:

14 This card launched in April, we may not know much about. Bloggers October application, used has now become a god will bring out the card. Annual cost AMEX offer can be fully offset, multiple save points, so that high-soaring value of MR points brush. If I have to select only one card, this is the one. First, look at me use the proceeds of this card:

  • Grocery shopping $ 500 / month
  • Refueling $ 80 / month
  • Other consumer $ 800 / month

This calculation month can get 500 * 4.5 + 80 * 3 + 800 * 1.5 = 3960MR, a year is 44280MR, plus open card reward, enough to turn ANA points, for about $ 1200 worth of China-US round trip (if not open card rewards, you only need 15 months of normal consumption, can reach 6W points).

If you do not want to pay an annual fee, you can use a tip, in the second year of this annual fee card without an annual fee to downgrade the version of Everday card, this card also can transfer air miles. Of course, save a multiple of annualized fee card points is a lot lower. If you supermarkets and petrol consumption is high, it is recommended that long-term holders EveryDay Preferred Card


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