【8/10】limited time offer：First year $95 fee waived，$150 bonus after $1000 in 3 month.
AMEX Blue Cash Preferred (BCP) Credit Card Description:
Application Links :
- Open Card Reward: $ 150 ($ 1000 required three months of consumption)
- Credit card cash back: Supermarket 6% cash back ($ 6000 cap), department stores, 3% (for example nordstrom, may’s, sears), fuel 3%, other 1%
- Cash back redemption : you can redeem $ 25 for every $ 25 added to the account (statement credit), and occasionally a discount gift card redemption
- The APR 0 : 12 months interest-free shopping
- Annual fee of $ 95 (the first year can not help)
- Cash back structure for home: simple cash back structure, the same year round, unlike the Chase Freedom and Discover IT as required attention. 6% buy food, fuel 3%, 3% of department stores, covering home consumption categories
- Discount redeem gift cards : During the event back now can get a discount redeem a gift card, $ 100 gift cards as macys needs only $ 90 cash back redemption
- Consumer 0APR: Balance within 12 months of consumption produced only pay off the minimum each month would not have to pay interest. Please read the ” credit card 0APR pay back the money .”
- Refer a Friend Bonus: Refer a friend Shen, can get $ 50- $ 100 / person bonus, see: AMEX REFER Projects
AMEX Kafu Li
- The offer AMEX : Amazon over 20 back 20, Wal-Mart 15-5, pay the bill 75-10. AMEX cardholders often generous to send some good Offer, allows you to get a cash bonus at the same time consumption. With particular reference to: the recent good AMEX Offer , once good AMEX Offer induction , AMEX OFFER Detailed
- Small Business Day: every year AMEX credit cards are involved, Small Business Day activities, there is an additional incentive in the designated merchants consumption. See: Small Business Day Activities
- Amount to high : AMEX for customers are very generous, often higher than other banks give more credit.
- Three times the amount raised : AMEX card in the first 61 days after the cardholder can go to three times the original amount of increase through the official website.
- Free Shoprunner Member : You can enjoy more than two days to the point of online shopping with free shipping details please read: official website link
- Extended warranty : Using the full amount AMEX card to buy things, factory warranty period is automatically extended for another year
- Free Report : Credit card users can query free credit bureau scores EX, see: free Compare Credit points
- 6% not including grocery shopping Wal (but includes neighborhood market), target, costco, samsclub discount supermarket etc.
- If not much to buy food consumption, not worth the annual fee, no annual fee should select the Blue Cash Everyday Credit Card
I am with this card : This is my first AMEX card, at the time the application is a fancy supermarket 6% cash back, which is all the supermarket cash back card in the highest. I also began from this card, come to realize AMEX, and began to play AMEX Offer Small business Day of. With a full year later, I found my supermarket consumption is not very high (at that time still do not understand the supermarket to buy gift cards this method), so I put this card turned into no annual fee Blue Cash Everyday credit card , is now focused brush AMEX Offer. However, know how to use the skill categories conversion , purchase gift cards at the supermarket or visa gift card, I got the upgrade again this card.
Similar card comparison : If you have only a supermarket cash back, and if the supermarket consumption of the year is $ 6000, with this for years Fee version total may get $ 360 cash back – $ 75 annual fee = $ 295, while the use of no annual fee Blue Cash Everyday credit card a total of $ 180 can get cash back, so the annual fee card can choose the extra $ 115 cash back better. And if you consume supermarket is $ 2500, then two cards to obtain cash back flat, are $ 150. If you consume less than $ supermarkets year 2500, then choose no annual fee Blue Cash Everyday credit card better. However, you can apply for this card, open the card to get more than $ 50 bonus, and then downgraded to no annual fee version.
Advanced play: apply for the card to open the card to get the full $ 150 + $ 200 bonus, open the card by the end of 6000 supermarket brush over 6%, the second year annual fee to be painted over 6000 supermarkets 6%. Annual fee when no annual fee into the Blue Cash Everyday credit card , or checkpoint. In this way you can get cash back a total of $ 995.
- Application difficulty : this card application threshold in general, the proposed credit history can apply for more than nine months.
- Application Status : official website application status inquiry link
- Note : Before applying please read the ” AMEX Bank of properties .” This card can no SSN application , the application is rejected or pending can be considered ” reconsideration “
Application Links :
- Blue Cash of Preferred AMEX (open card spending $ 1000, was $ 150)