"2016.4.19" gets Microsoft's use of credit.See the fifth chapter
"2016.4.14" based on the results of this article, in a non-specified three Shell Oil and Whole Foods to buy food, finally was able get the Microsoft credit.Starbucks store is not yet nationwide, but direct online Starbucks card can successfully get 10%.If you successfully tested it, please leave a note, thank you!
1. Introduction to Earn By Microsoft
Earn By Microsoft is launching a new cash back program for Microsoft.Very easy to use, you only need to register your credit or debit card for this project, and then use the card at designated merchants that store, or online, you can get extra credit from Microsoft (not affecting the itself credit card cash back).These businesses include: oil (shell), supermarkets (whole foods), convenience stores (7-11), coffee (Starbucks), there are a variety of local restaurants.
Microsoft acquired credit can be used in the Microsoft store or online.Buy electronics, such as computers, XBOX, you can also purchase software, games and so on.Because access to Microsoft's credit, this cash back account must be associated with Microsoft's account.If you don't have a Microsoft account, then, would be the first to register it.
For now, the items the specified business entities shop includes only the United States in three States: Arizona, Washinton, Massachusetts, that is to say, only stores in the three States spending (such as shell oil in three States) in order to get additional cash back.Lucky is that the cash back program also supports online, online, and there is no area restrictions.Starbucks, for example your online, or you can use the Starbucks card mobile APP to give you, can get additional cash back.Access to credit can be used on Microsoft's official website, but want to store using only Microsoft store consumption in these three States, to return to your credit.
2. Registration and use
If you don't have a Microsoft account (for example, Outlook mailboxes, XBOX, onedrive), first in the link below to register a.If anything has to skip this step.
- Microsoft account link (remember the country to write to United States)
After you have a Microsoft account, register directly with the following link you can Earn By Microsoft, currently registered have certain bonuses
- Earn By Microsoft registration link (register once, gets an additional $5 credit)
Click to enroll, you can see will send $5 credit.Fill in your email, used as a receiving transaction conformation
And the number of credit cards you need to enroll (only VISA,MASTER), you can pick a card, you can add more than one card later.
After the registration is complete, you can add more than one account card
After you have added, you use the add credit card in the shop of specified business entities in the three States, or restricted in those businesses online, can get extra Microsoft donated a percentage of cash back, at the same time, credit card cash back may be determined according to the get, is not affected.
For example, I use the registration card in Microsoft's website to buy a $5 and GiftcardMall cooperation of Amazon gift cards, buy after the confirmation email will receive an Earn By Microsoft.Meanwhile, in the account transaction History can be seen
3. Covering business analysis
Now Earn By Microsoft include the following businesses, as follows:
This, it is worth noting the following businesses:
- Starbucks online load 10%:online to recharge their Starbucks, to get cash back with 10%.After buying coffee do not accept credit cards directly, but rather should use credit cards to your Starbucks card recharge, go get this Microsoft 10% cash back.Direct consumption only in the store 5%, and limited to the three States, online recharge, there is no State limit.
- 7-11 5%: Blessed are those who in those three States, 7-11 used to sell Amazon or Visa gift card.After registering this project, purchase gift cards in 7-11 not only enjoy the 5% cash back credit cards may also get Microsoft give an additional 5%
- Shell 3%,Whole Foods 5%: used to come on buy cards don't forget to register this project, but applies only to gas stations in three States and Whole Foods (the data suggest that other States can take)
In addition, Earn By Microsoft will supply local restaurants with extra cash back 7%.Once registered, you can modify the query, only the restaurants in the three States mentioned above.
Recently, GiftcardMall has also been added as a return to partner in this project, or buy some specified gift card can also get extra cash back 5%.However, these gift cards must be purchased at Microsoft specifies a page only: https://Microsoft.giftcardmall.com/.Some gift cards are as follows:
In other words, buy the gift card (Amazon,Sephora,Staples) can go to Microsoft 5% cash back, is still pretty good.Moreover, the giftcardmall sell gift cards, relatively safe.
4. The usage best practices
4.1 General consumers
If you are in Arizona, Washinton, Massachusetts, then going directly to these store credit cards are added to the project, received cash back can wait for in vain.Starbucks cash back online load money more, 10%.If you are not in those three States, can only be used with Starbucks.Of course, everyone can use the gift card 5% extra cash back.If you suddenly can't buy Amazon gift cards at a discount directly through this program is also good.
4.2 Advanced consumer
If you are in the three States, you can do so by 7-11 gift card to buy other businesses (oil card, AMAZON, Visa Gift Card) Gets an additional 5% in the way of cash back, remember to refuel on double cash back credit cards, because some 7-11 of consumption as fuel consumption.In other stores, it is unclear on the whole foods,Papa Johns website to buy gift cards to get cash back.If that's all right, directly on its website to buy gift cards in other States, consumption can be equivalent to the shop gets the cash back 5%/7%.
5. Points used
Even credit cards will be able to freely access to Microsoft's credit, so credit should you use?Don't forget, expires one year after this point is to get it!
5.1 Credit Exchange processes:
Exchange processes are as follows:
- Using any credit cards that you add account on the Microsoft website or the three Microsoft entities shop
- Spending money will follow the normal consumption, as in the case appear in your credit card activity
- After this card monthly billing, Microsoft will earn you credit as a statement by Ms account credit back to your credit card (of course, shopping is less than the credit in the account will only return shopping amount)
Simply put, Earn is used by MS card that you add account in Microsoft's consumer line, others handed over to Microsoft.
Here's a tip: If you add a picture in the accounts return to now eat a higher credit card, used for Starbucks.When in use, you should add a net purchase of high cash back credit card to redeem the credit, like Citi 3x ATT credit card offers online shopping may be suitable.Of course, you can also add an AMEX credit card, to obtain the extend warranty.
5.2 what to buy?
If you just need Microsoft Official website, and buy the things you want on the line.Don't forget also to go back to the network when shopping, use the coupon to save some.These acts do not affect Microsoft back to your credit.
If you do not need Microsoft's hardware as well as software and games, may wish to consider two things:
On the two things you don't use, can also be sold to colleagues in need of students.There is also a gift card to buy Microsoft, but it's not clear whether triggers return credit, there are specific data point I will update.
If you do not need anything, bought a mouse, keyboard or something also is possible.
Earn By Microsoft is more attractive to me, because the project is completely free to send money.Your normal access to credit card cash back at the same time, Microsoft has delivered a sum of cash back in vain, why don't you?Credit even if Microsoft didn't work for you, you can also buy a Xbox game to send friends, send God Ah ~