1. Details of the offer
11.16, rumors that Chase as previously expected, the introduction of a 50k+5k of the Sapphire Preferred card rewards (flower 4k 50k within three months, adding a second card 5k).15K+2.5k card rewards and Freedom (for 500 15K within three months, adding a second card 2.5k).Application link is as follows:
Among them, the freedom top prize last year was 20K+2.5k this year have shrunk and Sapphire Preferred for a long time no 50k+5k no annual fee rewards.So there is a need to apply quickly.
2. Shen is not a claim?
2.1 five cards for two years or more (Pass)
In the Chase in the new regulation, both cards are two years within the limits of five cards.In other words, if your credit report within the last two years have more than five new accounts, then your application will automatically be rejected.If you reconsider line, there is a very small probability of possible (estimated at about 5%).Need to pay attention to are the following:
- The secondary card under your name if you have appear on the credit report, it is a new account.(Call this, customer service will help you rule out a second card of a new account)
- Within a month if you have just applied for other credit cards, but they don't have time to appear on your credit report, then the card would not be counted within the five cards
- Five card limit includes any bank account
- There is no new account application was rejected, as it is not within the five-card
My advice is: don't even bother, well it.
2.2 credit history is less than 6 months
Chase credit history is important if your credit history is too short, and recommendation do not apply waste Hardpull.However, if you have large deposit at Chase, you can go to your local Chase Bank banker, perhaps he will give you a special case applies.
2.3 credit history within two five-card for more than one year
If you're not five new cards within two years, and credit history are quite long, then congratulations, your Shin it quickly.
If you have Freedom there is no CSP, then my suggestion is to apply for CSP and with a pair of cards, which got 55K points and your Freedom of the point can be combined (points go to the CSP are UR account), and then you can go to the UA Central America round trip ticket or Hyatt Hotel is a good choice.CSP can increase your freedom points value to 1.6c, please refer to:
If you have a CSP is not Freedom, then my suggestion is to apply for Freedom with a second card, which got 17.5k points and your CSP points can be combined (points go to the CSP are UR account), and then you can go to the UA Central America round trip ticket or Hyatt Hotel is a good choice.Moreover, the 5x Freedom quarter so make UR point rise faster, one step from the free return ticket
If you don't have two cards, then my suggestion is to apply both of the cards to apply for.It got 55K+17.5k points in total, will go to UR account for CSP points, and then you can go to the UA miles round-trip ticket between China and (70k) or Hyatt Hotel is a good choice.And at the same time in processing applications for the same day the applicant because Chase is merging Hard Pull, which means that two applications will only give you a credit record, such impact on credit is minimal.There, Chase two years five-card policy there is no sign of softening, so if you have applied for one, then you fail to accumulate and use UR the best results.CSP flexible points can go air, but save some slow (up to 2x), Freedom fast points accumulate (quarter 5x) but points cannot be transferred by air.So, once the next two cards are the best choice.On applying for benefits:
If you want to Port Dickson in addition to the two Chase cards, it is recommended that you can work off Port Dickson.Chae applied regardless of a few letters on the same day, both the merger Hardpull.And these two cards should be United Explorer that best matches the credit card.Opening with UA mileage plus CSP/FREEDOM UR the turning point, enough three one-way tickets between China and is not a dream!Details are available here:
3. Shen three months through these cards matches the highest reward
Shen three months if you have two cards, then congratulations, you can match the card rewards.Matching process is as follows:
- Found in the Chase online account Secure message options
- Select the tab that corresponds to the write message
- Write the date of your application for the card, card rewards card now rewards (attach application links), expressed the need to match sign upbons
- Within 1-2 business days you will receive message match is successful
Of course, called customer service can be.