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"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical

Credit Card Review ymlulu 248次浏览 0个评论

"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical

Students, simple and practical.Receiving a wide filling knife artifact.

The card orientation:

  • Long term (cost 0/year)-recommended
    • Greengrocer, refueling, bookstores (including Amazon) 5% cash back
    • Lower limit for 5%, suitable for students of average consumption
    • No annual fee
  • Short term (cost 0)-not recommended
    • Card rewards only $25, not worthy of repeat applications
    • No annual fee cards and conflict don't apply for another card, no need to turn off

I was with this card:

Blogger bored last year applied for the card, fancy is this card belongs to the Master Card, ideal for supermarket, China does not accept AMEX credit card, receive cash back 5%.And after testing, this card also referred to most of the Target and Walmart greengrocer, so also can get 5% back, greengrocer, AMEX EDP/BCP card is good addition (AMEX is not classified as a Walmart,target greengrocer).This card has no annual fee, blogger has decided to keep.

Student profile:

1. application

2. The basic characteristics of

  • Open card reward $25 (2,500)
  • Consumer Rewards Point (100point=$1)
    •  Supermarket per billing month ago $250 consumption 5 x return (5% return), including the King, most Walmart, Target, does not include Costco, Samsclub
    • Come on each billing month ago $250 consumption is 5 x return (5% return)
    • Bookstore each billing month ago $750 consumption is 5 x return (5% return), including Amazon
    • Other consumer 1X (1% return)
  • Points Exchange
    •  More than 2,500 points per dollar
    • Can I exchange for statement credit,2500=$25
    • You can go to Upromoise Saving, would give at the end of 10%
  • No annual fee

3. Highlights

  • Receiving very wide extent of the supermarket cards, basically everywhere, and everywhere 5%
  • A card contains supermarkets, come on, Amazon and bookstores, which is very convenient.The ceiling was low, but not suitable for consumption of student parties.
  • Combined with Upromise Saving Account can be more 10% back a year (equivalent to cheer a supermarket Bookstore 5.5%, other 1.1% cash back card)
  • Points Exchange is more convenient, more than 2,500 points can be exchanged (no multiples of 2500)
  • Cash back structure is fixed, no need to enroll any thing, no brain to brush on the line
  • Sometimes spending a few months in a row, got bonus points promotion

4. Disadvantages

  • Low card rewards only $25
  • Points cannot be exchanged for a premium value
  • Each billing month several 5X spending is capped for family can be drizzled

5. Summary

For students of consumption is unlikely to apply for this card, covering the life of the consumer.And for people who already hold AMEX card buy food, is also a great addition, because you can override specific Chinese supermarket, Walmart and Target.Amazon and refueling is also very practical, if you did not cover more than one category of cards, just for one.

Application link:

  • This card can not be applied, but the old rewards system remains the same




"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical
"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical
"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical
"Unable to apply" Barclay's Sallie Mae (SM)-students, simple and practical

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