Log in

AMEX Everyday Card (ED)–MR spare tire

Credit Card Review ymlulu 276次浏览 0个评论

AMEX Everyday Card (ED)--MR spare tire

First no annual fee can go miles card!


The card orientation:

  • Long term (cost $0)
    • Higher supermarket
    • Award categories-free consumption high
    • ANA,BA,AC we want to accumulate points in Exchange for tickets
    • AMEX Offer enthusiasts
    • Keep MR points
  • Short term (cost-$0, about $350 return)
    • Open card reward 10K MR (John $200)
    • AMEX Offer a year (about $150)
    • No reward consumption 1.2x

I was with this card:

April 14 and EveryDay Preferred credit card launched this card, equivalent to downgrade is a no annual fee version.Function is to buy fewer rebates, and brush 30 50% bonus brush 20 times by 20% come on, no additional rebates.But it is important that this card can save MR points, but also to MR points into air miles, while the card and no annual fee.I chose to apply for the EveryDay Preferred credit card, instead this is for two reasons: 1. this card open card reward 5k less than the premium version of the MR (value $100) 2. A save is slow.Play a few points to note, points accumulated to a certain amount in order to maximize the effect, so I'd rather spend $95 annual fee gets one open rewards higher, faster save credit card.Of course, if you don't want the annual fee cards, the best option is to start EveryDay Preferred credit card, used for less than a year save more points, and then go to buy an Everyday Card with no annual fee cards as a spare tire.

Spare cards Description:

1. application

2. The basic characteristics of

  • Opening bonus:
    • 10K MR, value $200+
    • Go BA up to 2 pieces of United States territory short one-way tickets or 2 ticket between New York Toronto
    • Other Exchange proposals save more points after the
  • Accumulation of credit card MR points
    • Supermarket 2.4X (credit card more than 20 times, or 2X)
    • Other Resort 1.2X (credit card more than 20 times, or 1X)
  • MR points Exchange
    • Can I exchange a number of air miles, hotel points
    • Can be used to pay bills, AMAZON, McDonald's, on its website shop consumption, Exchange gift cards
    • For more details, please see: guidelines for using MR
  • No annual fee

3. Highlights

  • Save MR (Membership Rewards)
  • Good consumer rebates
    • Brush 20 times, this card has a greengrocer 2.4x rebate, this is a no annual fee card is good.
    • 1.2X rebate for no reward categories is fine, if you want a certain MR points, did not want to pay an annual fee, you can choose.But if you no reward category of consumption is particularly high, such as insurance, rent, school fees, and so on can pay with a credit card, and are interested in redeeming your ticket, or choose AMEX Everday Preferred credit card, 1.5X MR points can not be overlooked.
  • AMEX card
    • AMEX offer: what?Amazon return to 20 under 20?Wal-Mart 15-5?75-10 pay the phone bill?Generous Offer AMEX cardholders a bit, was cashed by you at the time of consumption.See AMEX OFFER details.
    • Line height: AMEX customers is very generous, often given much higher limits than other banks.When I apply directly to $10000, I am scared
    • Three times the forehead: AMEX card in the card holder the 61st day after the website enhancing lines by a factor of three times.
    • Free Shoprunner membership can enjoy many online shopping free shipping in two days to, see: website links
    • Extended warranty: using AMEX card to purchase things, manufacturers warranty is automatically extended for one year
    • Free report: some users can query a credit score for free, can receive one free credit report annually

4. Disadvantages

  • Save cash points cannot be 1:1 (who is dumb enough to put high-value cash the points in MR 1:1)
  • AMEX no corresponding cash back network
  • Brush 20 times a month is a little tired (really, but if you don't brush through 0.5-dollar Amazon gift cards solve number problems; in fact, one cup of coffee a day is more than enough)

5. Summary

This card looks good, no annual fee and you can save points to go miles.But careful consideration, card rewards credit cards than AMEX Everday Preferred, and save rate is far behind, if you want to retain this card is better to investment $95, applied for AMEX Everday Preferred credit card, get a 15K MR card rewards, enjoy a year of rapid save.A year later, and if not, you can go to the Everyday of a no annual fee Card Save strength can also be exchanged when necessary.

Of course, if you you don't want to toss about, directly apply for this card every return for tickets is also good.

Application link:

AMEX Everyday Card (ED)--MR spare tire
AMEX Everyday Card (ED)--MR spare tire
AMEX Everyday Card (ED)--MR spare tire
AMEX Everyday Card (ED)--MR spare tire

喜欢 (1)